Banque (métiers de la)
Expérience requise : De 1 à 3 ans
Bac +5 et plus
Secteur d'activité : Banque / Finance
Région : Casablanca et région
Publication : du
03/02/2021 au 03/04/2021
Type de formation: Non renseigné
Type de contrat : CDI
Pays : Maroc
Postes proposés : 1
Poste avec Management : Non
Portfolio Banking Analyst - Casablanca
The European Bank for Reconstruction and Development was founded in 1991 when communism was crumbling in Europe and ex-Soviet countries needed support to nurture a new private sector and democracy.
Today we invest to help build market economies from central Europe to central Asia and the southern and eastern Mediterranean. We are now the largest single investor in our region. Owned by 69 countries and two intergovernmental institutions, we provide project financing for banks, industries and businesses. We also work with publicly owned companies to support privatisation, restructure state-owned firms and improve municipal services. Wherever we are active, we promote policies that bolster the business climate.
Casablanca Resident Office is looking for an Analyst Banker to monitor the private corporate debt portfolio. For a period of at least 2-3 years the Analyst will be focusing on managing existing projects in the private corporate debt portfolio, contributing to the effective implementation and monitoring of the Bank’s projects.
Accountabilities & Responsibilities
Portfolio Monitoring, Value Creation and Reporting :
Under the Guidance and supervision of the regional Portfolio Associate Director (‘PAD’) / Director, Head of Morocco and in line with the terms of reference for the Portfolio Operational Lead (‘POL’), the Analyst’s main task will include, inter alia:
Take responsibility as POL or Team member for the day-to-day implementation and monitoring of all projects to which the Analyst is assigned, including compliance with project agreements and Bank procedures related to disbursement; monitoring of progress of the project implementation and financial performance of the client; assessing evolving risk factors and monitoring and assessing covenant compliance.
Detect and resolve early signs of distress through proactive client engagement, planning and executing client visits and reporting promptly on potential breaches or issues. The Analyst may participate in or lead restructurings of portfolio transactions.
Prepare timely and comprehensive monitoring reports and include recommendations for corrective actions where required and ensure these proposed corrective actions and recommendations are brought to the attention of more senior team members; perform timely processing of waivers, amendments and consents and conduct self-evaluation of projects and provide feedback to origination teams.
As TC operation leader, ensure effective implementation and monitoring of TC assignments to ensure their compliance with donor reporting requirements, operational objectives and that all reports are of a high quality.
Be alert about new financing opportunities with portfolio clients, and if and when such opportunities are detected, seek immediate guidance from PAD, who will duly inform relevant Head of RO and Sector Director.
Profil recherché :
Qualifications and Skills:
Relevant degree from a leading business school or university (e.g., economics, finance, accounting, business administration, law); top tier leading business schools in Morocco or from abroad preferred.
Proven interest and sound understanding of business and finance.
Quantitative/numerical skills are critical with the ability to interpret financial information and to design and use financial models.
Credit analysis skills, with the ability to interpret accounts, understanding local and international accounting principles and practice of credit analysis.
Computer literacy, conversant with Microsoft Office and spread sheet packages including financial analysis and modelling modules.
Good understanding of relevant systems and processes.
Ability to work effectively as a team member, with strong communication and interpersonal skills, and ability to meet deadlines under time pressure.
Fluent written and oral communication skills in English and French; Moroccan Arabic is an advantage.
Experience & Knowledge:
2 years of financial industry experience from an investment or commercial bank, private equity firm, asset management firm, or auditing/financial consulting firm operating to international standards.
Exposure to industry/country experience.
Excellent knowledge of the Moroccan market.
We offer :
We believe that hard work deserves great rewards. We offer competitive base salaries and annual performance-based bonuses. Permanent staff can enjoy addition benefits such as medical insurance, generous and flexible annual leave options, retirement benefits, reduced gym membership rates and staff discounts at a wide array of retailers.
We recognise the challenges of working far from home, so if you move from another country to take up a post with us, we’ll help by providing ongoing assistance and relocation allowance.