Credit Analyst bilingual (M/F) - Casablanca
Company sector : Other services
COMPANY :
It was in 1902 that Dr. Willis H. Carrier invented and manufactured the very first modern air conditioner in the world. Since that date, Carrier Corporation has been the world's number one in air conditioning, with more than 4 million units sold per year, assembled in over 40 production plants, installed and maintained on five continents.
Created in 2014, MCS is the result of a joint venture signed between VENTEC Morocco and Carrier, the world leader in refrigeration. MCS provides remote technical, commercial, and administrative support on behalf of Carrier France, Carrier Spain, Otis France, Chubb France, CIAT, Carrier Transicold, Carrier Refrigeration, and other group companies. MCS ensures efficient and effective processing of specific requests and consultations, order entry, complaint management, as well as intervention planning and remote technical support.
Would you like to reveal your potential in a challenging and collaborative environment?
Do you want to evolve in a structure that cares about the development and satisfaction of its human resources?
Seize the opportunity and bring your ideas to life at the heart of our ambitious projects by sending us your application.
Company culture :
Maroc Climate and Security (MCS) – Carrier operates within a predominantly cooperative culture, where people, trust and team spirit shape daily collaboration. The organization relies on a close management approach that supports empowerment, mentorship and collective commitment to meaningful missions. This collaborative foundation is balanced by a strong performance orientation, reflected in clear objectives and results-driven practices. It is further complemented by an innovative dimension that values initiative, alongside structured organizational processes ensuring efficiency, consistency and reliability.
Job :
- Conduct analysis of orders on credit hold due to exceeding credit limits and overdue
- Process credit-blocked orders after credit assessment
- Analyze customer financial statements (BS, P&L, and CFS)
- Assess new customer credit risks
- Evaluate customers against policy and document credit risks
- Define and approve credit limits based on the threshold
- Support the review of non-standard commercial terms
- Monitor ongoing customer credit risk
- Update specific customer risks
- Liaise with stakeholder groups to discuss options
- Communicate with interested parties
- Monitor customers nearing or reaching credit limits
- Conduct Annual credit reviews according to SOX
- Request deactivation of customer accounts where appropriate
Required profile :
- 1-3 years of experience in Credit Management or Finance
- Bachelor’s Degree in Business, Economics, Finance, or Accounting
- Knowledge in Financial Analysis (Balance Sheet, Profit & Loss, and Cash Flow Statement)
- Highly proficient with M365
- Extremely detail-oriented
- Advanced written and verbal English; any other European language is a plus
- Excellent oral and written communication skills, with the ability to communicate across many organizational levels
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